OPEN A NEW
FITNESS
Savings
ACCOUNT

Training Will Never Be the Same.

Track Your Activity Steps and Earn a Higher Interest Rate.

1.35% APY*

COMBO ACCOUNTS EARN THE HIGHEST RATES.

Earn as high as 1.35% Annual Percentage Yield on a Fitness Savings account when you also maintain a Fitness Checking account. Combo+Accounts earn the highest rates.

1.25% APY*

EARN THE HIGHEST SAVINGS ACCOUNT RATE.

Earn as high as 1.25% Annual Percentage Yield on a Fitness Savings account when your average daily step count hits 12,500.

1.00% APY*

EARN THE HIGHEST CHECKING ACCOUNT RATE.

Opportunities to earn the top Annual Percentage Yield with a 10,000 Average Daily Step Count and a Minimum of 10 Debit Card Transactions on Balances of $100+.

Savings Account Features..

  • Available to anyone who is at least 18 years of age and a U.S. Citizen
  • Account balances are capped at $250,000
  • Interest is compounded daily, and credited monthly 
  • Incoming Wire Fee waived by FitnessBank
  • $100 minimum opening deposit
  • $10 maintenance fee, waived with $100 minimum average daily balance
  • Interest earned on balances over $100
  • $10 fee is charged for each additional withdrawal (withdrawal, automatic transfer or payment) in excess of the 6 permitted
  • No step requirements for the first month 
  • Initial APY will be the top tier offered until the rate adjustment date following first month that the account has been opened
  • Free online banking
  • Free external account transfers
  • Free eStatements
  • No debit/ATM cards available at this time

You can Open a Fitness Checking or Savings Account in 2 Minutes or less.

You’ll just need:

Driver’s License
or Passport

Social Security
Number

Bank Account
& Routing Number

Make Every Step Count.

You're Already Active

FitnessBank wants you to Make Every Step Count and earn the highest interest rates on the planet. When you open a Fitness Savings Account with our lifestyle bank, you’ll earn interest just for reaching your fitness goals, for training smart. Compete with friends and push yourself to do more, all while saving for the future.

Works with...

Combo Accounts.

+

Member athletes COMBINING A fitness checking ACCOUNT WITH a fitness savings account GET BONUS RATES & EXTRA STEPS.

To earn the Bonus Rate of 1.35% APY on your Fitness Savings account, Member-Athletes are required to maintain an average of

  • 12,500 STEPS  AVERAGE PER DAY (10,000 steps for those 65+)
  • 10 SWIPES (debit card transactions per Account Period ) 

Fitness Checking & Fitness Savings Account Rates.

AVG DAILY STEPS SAVINGS W/CHECKING RATE SAVING ACCT RATE CHECKING ACCT RATE
12,500
1.35%
1.25%
1.00%
10,000 - 12,499
0.85%
0.75%
1.00%
7,500 - 9,999
0.50%
0.50%
0.10%
5,000 - 7,499
0.35%
0.35%
0.10%
0 - 4,999
0.25%
0.25%
0.10%

SENIOR Checking & SENIOR Savings Account Rates.

AVG. DAILY STEPS SAVINGS W/CHECKING RATE SAVINGS ACCT RATE CHECKING ACCT RATE
10,000+
1.35%
1.25%
1.00%
7,500 - 9,999
0.85%
0.75%
1.00%
5,000 - 7,499
0.50%
0.50%
0.10%
0 - 4,999
0.35%
0.35%
0.10%

Step Your Way to Great Rates

We’re Stepping in the Right Direction

At FitnessBank, we’re revisiting the relationship between our bank and our customers. We embrace the evolution of the modern workplace, which commonly rewards for healthy living. The benefits are proven to enhance morale, extend retention and impact the bottom line.

Open an Account with America’s Active Lifestyle Bank

Ready. Set. Let’s Get Stepp’n.

Get The News.

Sign up for FitnessBank news, promotions, contests, and special offers.

America’s Active Lifestyle Bank since 2019. 

Get FitnessBank Apps.

Download the FitnessBank Step Tracker app to start Making Every Step Count. 

Download the FitnessBank Mobile Banking app to manage your bank accounts.

Get Started.

To open your new checking or savings account in minutes, you will need your 

  • Driver’s License or Passport 
  • Social Security Number 
  • Current Bank Account & Routing Number

FitnessBank is a division of Affinity Bank. FitnessBank and Affinity Bank are the same entity for the purpose of calculating FDIC insurance limits and deposits. FitnessBank is not responsible for and has no control over the subject matter, content, information, or graphics of the websites that have links here. Please contact us with any concerns or comments.  ©2022-2023 All Rights Reserved.

As of &zwnj, the interest rate(s) and annual percentage yield(s) are accurate. Interest rates may change as often as daily without prior notice. Fees may reduce account earnings. Rates are valid for accounts opened online and require a valid email address.The interest rate on this account is based on the Average Daily Steps from the prior month. Rate updates for average daily steps from the prior month are reviewed no later than the second week of the following month. The initial APY will be current top tier until the rate adjustment date following first full month that the account has been opened. Rates are valid for accounts opened online and require a valid email address.