Train Harder.
Save Smarter.

Earn the Highest Interest Rates on the Planet.

You’re already putting in the hard work. Now you can get paid while you get fit. Step, track, and earn the highest interest rates on the planet with a Fitness Savings Account or Senior Savings Account.

Make Every Step Count With FitnessBank

When you open a Fitness Savings Account or Senior Savings Account with our lifestyle bank, you’ll earn interest just for reaching your fitness goals and training smart.

Reaping the rewards of an active lifestyle is simple, and you can open an account in less than two minutes. All you need is a driver’s license or passport, your social security number, and a bank account and routing number or a debit/credit card. 

Once you have an account, simply track your steps by downloading our Step Tracker app and linking it to your wearable tech, including Fitbit, Garmin, and more. Hit your Step Goals each month to earn the highest rates on the planet.

Step Goals & Rates

2.6 0% APY
2.57% APR

12,500+ STEPS

2.34 % APY
2.32% APR

10,000-12,499 STEPS

1.75 % APY
1.74% APR

7,500-9,999 STEPS

1.25 % APY
1.24% APR

5,000-7,499 STEPS

0.5 0% APY
0.50% APR

0-4,999 STEPS

Senior Rates

Available to anyone who is at least 65 years of age and a US citizen.

  • 10,000+ steps, 2.6% APY (2.57% APR)
  • 7,500 to 9,999, 2.34% APY (2.32% APR)
  • 5,000 to 7,499, 1.75% APY (1.74% APR)
  • 0,000 to 4,999, 1.25% APY (1.24% APR)

We’re a FDIC-Insured Bank With Established Roots

FitnessBank is a new online, lifestyle bank servicing clients across the United States. Sometimes, potential clients think our story might be too good to be true. 

But we’re a bank with deep roots: FitnessBank is a division of Affinity Bank, which was established in 2002. And like any legitimate bank, all deposits are backed by the Federal Deposit Insurance Corporation (FDIC), an independent agency of the United States government that protects the funds depositors place in banks and savings associations.

Our Customer-Athletes Love Saving More With FitnessBank

"I do high intensity interval training in my home gym four to six days a week for 20 to 30 minutes. I walk my dog in our hilly neighborhood. My daughter and I make sure we stand up every hour. Even when we’re watching a movie, we’ll pause the show and run around the house for a few minutes. It’s goofy, fun and gets us moving."
Shonda Lawary
Owner of Best Self Total Wellness
"My favorite way to get my steps in to take advantage of my kids’ practices and rehearsals. The 30 minutes my daughter has her piano lesson is the perfect time to get in a quick walk. I like to take my dog with me to my son’s soccer practice and get in a longer walk."
Kimberly Petty
Stepping away the stress
"I can get in an extra 1,000 steps by walking through the parking deck at the office. I also walk down the stairs from my 9th floor office. I generally just try to find ways to move, from walking during work breaks to staying active while at my son’s baseball games. My wife and I do walks at home, and I’m also getting in several of Jeff Galloway’s run/walk workouts each week."
Ed Cooney
Chief Fitness Officer,
President of FitnessBank

It’s Time You Were Rewarded
For Your Active Lifestyle

You’ve already made a commitment to yourself by staying physically fit. We think that commitment should be encouraged and rewarded. That’s why we’re in this together, helping you gain financial strength and earn the highest possible interest rates with each walk, run or training session.

FitnessBank and Affinity Bank are the same entity for the purpose of calculating FDIC insurance limits and deposits. FitnessBank  is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments.   © 2019 All Rights Reserved.

As of &zwnj, the interest rate(s) and annual percentage yield(s) are accurate. Interest rates may change as often as daily without prior notice. Fees may reduce account earnings. Rates are valid for accounts opened online and require a valid email address.The interest rate on this account is based on the Average Daily Steps from the prior month. Rate updates for average daily steps from the prior month are reviewed no later than the second Monday of the following month. The initial APY will be 2.60% until the rate adjustment date following first full month that the account has been opened. Rates are valid for accounts opened online and require a valid email address.