Make
Every
Step
Count.

You Earn the Interest Rate by Tracking Your Steps on our Mobile App while Training, Running, and Walking - Swimming, Biking, Wheel Chair Coming Soon.

You Earn the Interest Rate by Tracking Your Steps on our Mobile App while Training, Running, and Walking.

Coming Soon - Swimming, Biking, Wheel Chair

Step Goals & Rates

1.2 0% APY

1.19% Interest Rate

12,500+ STEPS

1.1 0% APY

1.09% INTEREST RATE

10,000-12,499 STEPS

1 .00% APY

1.00% INTEREST RATE

7,500-9,999 STEPS

0.75 % APY

0.75% INTEREST RATE

5,000-7,499 STEPS

1 0% APY

0.50% INTEREST RATE

0-4,999 STEPS

Senior Rates

Available to anyone who is at least 65 years of age and a US citizen.

10,000+ steps, 1.20% APY
(1.19% Interest Rate)
7,500 to 9,999, 1.10% APY
(1.09% Interest Rate)
5,000 to 7,499, 1.00% APY
(1.00% Interest Rate)
0,000 to 4,999, 0.75% APY
(0.75% Interest Rate2

Open a Fitness Savings Account in less than 2 Minutes

You’ll just need:

Driver’s License
or Passport

Social Security
Number

Bank Account
& Routing Number
OR Debit/Credit Card

Make Every Step Count

You're Already Active

FitnessBank wants you to Make Every Step Count and earn the highest interest rates on the planet. When you open a Fitness Savings Account with our lifestyle bank, you’ll earn interest just for reaching your fitness goals, for training smart. Compete with friends and push yourself to do more, all while saving for the future.

Works with...

How Do You Get Your Steps In?

"I do high intensity interval training in my home gym four to six days a week for 20 to 30 minutes. I walk my dog in our hilly neighborhood. My daughter and I make sure we stand up every hour. Even when we’re watching a movie, we’ll pause the show and run around the house for a few minutes. It’s goofy, fun and gets us moving."

Shonda Lawary

Owner of Best Self Total Wellness

"My favorite way to get my steps in to take advantage of my kids’ practices and rehearsals. The 30 minutes my daughter has her piano lesson is the perfect time to get in a quick walk. I like to take my dog with me to my son’s soccer practice and get in a longer walk."

Kimberly Petty

Stepping away the stress

"I can get in an extra 1,000 steps by walking through the parking deck at the office. I also walk down the stairs from my 9th floor office. I generally just try to find ways to move, from walking during work breaks to staying active while at my son’s baseball games. My wife and I do walks at home, and I’m also getting in several of Jeff Galloway’s run/walk workouts each week."

Ed Cooney

Chief Fitness Officer,
President of FitnessBank

Yes! We're a Real FDIC-Insured Member Bank

We get the question, “Are you a real bank?” all the time because our story sounds too good to be true.

FitnessBank is a new online, lifestyle bank servicing clients across the United States. But we’re a bank with deep roots: FitnessBank is a division of Affinity Bank, which was established in 2002. For nearly two decades, we have served all types of small businesses and individuals with our full-slate of financial services.

What it means to be FDIC-Insured: The Federal Deposit Insurance Corporation (FDIC) is an independent agency of the United States government that protects the funds depositors place in banks and savings associations. FDIC insurance is backed by the full faith and credit of the United States government. Since the FDIC was established in 1933, no depositor has lost a penny of FDIC-insured funds.

Our Story

Once Upon a Time There Was this Active Lifestyle Bank

We’re stepping in the right direction by revisiting the relationship between our bank and our customers. We are in this together. Your success becomes ours. Our investment accelerates your opportunities.

How It Works

Download. Sync up. Step up. Step. Track. And Earn. Rack up a high interest rate on your Fitness Savings Account based on your active lifestyle.

FAQs

What is FitnessBank? How do I make deposits? How do you determine rates? Get answers to all your burning questions, and more.

Partnerships

Partner with us to host a public or private Step Challenge, branded specifically for your school, nonprofit or corporate well-being program.