Earn Your Interest Rate by Tracking Steps on our Mobile App while Swimming, Biking, Running and Walking.

0.80% APY*


Earn as high as 0.80% Annual Percentage Yield on a Fitness Savings account when you also maintain a Fitness Checking account. Combo+Accounts earn the highest rates.

0.70% APY*


Earn as high as 0.70% Annual Percentage Yield on a Fitness Savings account when your average daily step count hits 12,500.

Special Notice

FitnessBank will be closed in observance of Memorial Day on Monday, 5/30/2022.

FitnessBank will be closed in observance of Independence Day on Monday, 7/04/2022.

Fitness Checking & Fitness Savings Account Rates.

10,000 - 12,499
7,500 - 9,999
5,000 - 7,499
0 - 4,999

You can Open a Fitness Checking or Savings Account in 2 Minutes or less.

You’ll just need:

Driver’s License
or Passport

Social Security

Bank Account
& Routing Number

Open a Fitness Checking Account.

Be the First to Pick Your 10K Card.

New Checking Account Debit Card featuring Your Favorite Endurance Sports.

FitnessBank opened early enrollment for a Fitness Checking Account with The 10K Card. Cardholders will be rewarded with Bonus Steps and a competitive interest rate on a checking account (and a savings account) for tracking an average of 10,000 steps per day.  

SWIM Design.

Choose the streamlined, hydrodynamic design that best showcases your passion for swimming.

Cycle Design.

Choose the aerodynamic, lite-weight design that can easily tuck into your training kit and allow you to stay fueled up along the ride.

RUN Design.

Choose the ideal design that can go anywhere you run, walk or hike on the planet. 

Multi-sport Design.

Choose the design that complements your passion for details and triathlon challenges. 

Make Every Step Count.

You're Already Active

FitnessBank wants you to Make Every Step Count and earn the highest interest rates on the planet. When you open a Fitness Savings Account with our lifestyle bank, you’ll earn interest just for reaching your fitness goals, for training smart. Compete with friends and push yourself to do more, all while saving for the future.

Works with...

How Do You Get Your Steps In?

"I do high intensity interval training in my home gym four to six days a week for 20 to 30 minutes. I walk my dog in our hilly neighborhood. My daughter and I make sure we stand up every hour. Even when we’re watching a movie, we’ll pause the show and run around the house for a few minutes. It’s goofy, fun and gets us moving."
Shonda Lawary
Owner of Best Self Total Wellness
"My favorite way to get my steps in to take advantage of my kids’ practices and rehearsals. The 30 minutes my daughter has her piano lesson is the perfect time to get in a quick walk. I like to take my dog with me to my son’s soccer practice and get in a longer walk."
Kimberly Petty
Stepping away the stress
"I can get in an extra 1,000 steps by walking through the parking deck at the office. I also walk down the stairs from my 9th floor office. I generally just try to find ways to move, from walking during work breaks to staying active while at my son’s baseball games. My wife and I do walks at home, and I’m also getting in several of Jeff Galloway’s run/walk workouts each week."
Ed Cooney
Chief Fitness Officer,
President of FitnessBank

How It Works

Download. Sync up. Step up. Step. Track. And Earn. Rack up a high interest rate on your Fitness Savings Account based on your active lifestyle.


What is FitnessBank? How do I make deposits? How do you determine rates? Get answers to all your burning questions, and more.


Partner with us to host a public or private Step Challenge, branded specifically for your school, nonprofit or corporate well-being program.

Our Story.

Once Upon a Time There Was this Active Lifestyle Bank

We’re stepping in the right direction by revisiting the relationship between our bank and our customers. We are in this together. Your success becomes ours. Our investment accelerates your opportunities.

Ready to Earn High Interest Rates for an Active Lifestyle?

Have Questions?
We Have Answers.

Ready. Set. Let’s Get Stepp’n.

Get The News.

Sign up for FitnessBank news, promotions, contests, and special offers.

America’s Active Lifestyle Bank since 2019. 

Get FitnessBank Apps.

Download the FitnessBank Step Tracker app to start Making Every Step Count. 

Download the FitnessBank Mobile Banking app to manage your bank accounts.

Get Started.

To open your new checking or savings account in minutes, you will need your 

  • Driver’s License or Passport 
  • Social Security Number 
  • Current Bank Account & Routing Number

FitnessBank is a division of Affinity Bank. FitnessBank and Affinity Bank are the same entity for the purpose of calculating FDIC insurance limits and deposits. FitnessBank is not responsible for and has no control over the subject matter, content, information, or graphics of the websites that have links here. Please contact us with any concerns or comments.  ©2022-2023 All Rights Reserved.

As of &zwnj, the interest rate(s) and annual percentage yield(s) are accurate. Interest rates may change as often as daily without prior notice. Fees may reduce account earnings. Rates are valid for accounts opened online and require a valid email address.The interest rate on this account is based on the Average Daily Steps from the prior month. Rate updates for average daily steps from the prior month are reviewed no later than the second week of the following month. The initial APY will be current top tier until the rate adjustment date following first full month that the account has been opened. Rates are valid for accounts opened online and require a valid email address.