You Earn the Interest Rate by Tracking Your Steps on our Mobile App while Swimming, Biking, Running and Walking.
Our Step Tracker app is available. We are still working to get all Garmin users data back, but you should be able to login. We apologize for the inconvenience and will award everyone with the top rate tier for the month of August & September due to the inconvenience.
Step Goals & Rates
0.25% Interest Rate
0.15% Interest Rate
Available to anyone who is at least 65 years of age and a US citizen.
- 10,000+ steps, 0.55% APY (0.55% Interest Rate)
- 7,500 to 9,999, 0.45% APY (0.45% Interest Rate)
- 5,000 to 7,499, 0.35% APY (0.35% Interest Rate)
- 0 to 4,999, 0.25% APY (0.25% Interest Rate)
APY = Annual Percentage Yield
Interest rate for this account may change after the account is opened.
Interest Rates and Annual Percentage Yields are accurate as of 08/01/2021.
APY applies to entire balance. Rate tier is determined by the previous month’s daily average number of steps.
The minimum balance required to open this account is $100.00.
Fees may reduce account earnings.
Open a Fitness Savings Account in less than 2 Minutes
You’ll just need:
& Routing Number
The New FitnessBank 10K Card.
New Checking Account featuring Your Favorite Sport
This summer, FitnessBank will be opening enrollment for The 10K Card. Cardholders will be rewarded with Bonus Steps and the Best Interest Rate on a checking-debit account for tracking a 10,000 steps per day average.
Choose the sleek, streamlined debit card design that best showcases your passion for swimming.
Choose the aerodynamic, lite weight debit card design that can easily tuck into your training kit and allow you to stay fueled up along the ride.
Choose the ideal debit card design that can go anywhere you run, walk or hike on the planet.
Choose the card design that represents your traditional triathlon competitions or non-traditional multi-sport challenges.
Make Every Step Count
You're Already Active
FitnessBank wants you to Make Every Step Count and earn the highest interest rates on the planet. When you open a Fitness Savings Account with our lifestyle bank, you’ll earn interest just for reaching your fitness goals, for training smart. Compete with friends and push yourself to do more, all while saving for the future.
How Do You Get Your Steps In?
Yes! We're a Real FDIC-Insured Member Bank
We get the question, “Are you a real bank?” all the time because our story sounds too good to be true.
FitnessBank is a new online, lifestyle bank servicing clients across the United States. But we’re a bank with deep roots: FitnessBank is a division of Affinity Bank, which was established in 2002. For nearly two decades, we have served all types of small businesses and individuals with our full-slate of financial services.
What it means to be FDIC-Insured: The Federal Deposit Insurance Corporation (FDIC) is an independent agency of the United States government that protects the funds depositors place in banks and savings associations. FDIC insurance is backed by the full faith and credit of the United States government. Since the FDIC was established in 1933, no depositor has lost a penny of FDIC-insured funds.
Once Upon a Time There Was this Active Lifestyle Bank
We’re stepping in the right direction by revisiting the relationship between our bank and our customers. We are in this together. Your success becomes ours. Our investment accelerates your opportunities.
How It Works
Download. Sync up. Step up. Step. Track. And Earn. Rack up a high interest rate on your Fitness Savings Account based on your active lifestyle.
What is FitnessBank? How do I make deposits? How do you determine rates? Get answers to all your burning questions, and more.
Partner with us to host a public or private Step Challenge, branded specifically for your school, nonprofit or corporate well-being program.