OPEN A FITNESS SAVINGS ACCOUNT.

Earn Your Interest Rate by Tracking Steps on our Mobile App while Swimming, Biking, Running and Walking.

0.80% APY*

COMBO ACCOUNTS EARN THE HIGHEST RATES.

Earn as high as 0.80% Annual Percentage Yield on a Fitness Savings account when you also maintain a Fitness Checking account. Combo+Accounts earn the highest rates.

0.70% APY*

EARN THE HIGHEST SAVINGS ACCOUNT RATE.

Earn as high as 0.70% Annual Percentage Yield on a Fitness Savings account when your average daily step count hits 12,500.

Special Notice

FitnessBank will be closed in observance of Memorial Day on Monday, 5/30/2022.

FitnessBank will be closed in observance of Independence Day on Monday, 7/04/2022.

It's Simple. Step. Track. And Earn.

Get the highest APY interest rate on a Fitness Savings Account while living an active lifestyle. 

Our customers – “Member-Athletes” – use our step tracking app to tie activity goals to their savings account’s interest rate — within the protection of a fully accredited, FDIC-Member bank. 

Here is where things really get going. Our Fitness Savings Account, once you’re in, you will be affectionately known as our Member Athlete and you will be able to enjoy the perks of our community.  

After downloading our Step Tracker and Mobile Banking apps, you can count “steps” for each activity and easily fill your Step Bank. Running, cycling, swimming, or all three translate to “steps”, helping you to reach your physical goals while increasing your financial health. Learn More >> 

Benefits. Account Features.

Our Member-Athletes (a.k.a. account holders) appreciate the following benefits…

  • Available to anyone who is at least 18 years of age and a U.S. Citizen
  • Account balances are capped at $250,000
  • Interest is compounded daily, and credited monthly
  • Incoming Wire Fee waived by FitnessBank
  • $100 minimum opening deposit
  • $10 maintenance fee, waived with $100 minimum average daily balance
  • Interest earned on balances over $100
  • $10 fee is charged for each additional withdrawal (withdrawal, automatic transfer or payment) in excess of the 6 permitted
  • No step requirements for the first month
  • Initial APY will be the top tier offered until the rate adjustment date following first month that the account has been opened
  • Free online banking
  • Free external account transfers
  • Free eStatements
  • No debit/ATM cards available at this time

Combo Accounts.

+

Member athletes COMBINING A fitness checking ACCOUNT WITH a fitness savings account GET BONUS RATES & EXTRA STEPS.

To earn the Bonus Rate of 0.80% APY on your Fitness Savings account, Member-Athletes are required to maintain an average of

  • 12,500 STEPS  AVERAGE PER DAY (10,000 steps for those 65+)
  • 10 SWIPES (debit card transactions per Account Period ) 

Fitness Checking & Fitness Savings Account Rates.

AVG. DAILY STEPS COMBO ACCNT. RATE SAVING ACCT. RATE CHECKING ACCT. RATE
12,500+
0.80%
0.70%
1.00%
10,000 - 12,499
0.60%
0.50%
1.00%
7,500 - 9,999
0.35%
0.35%
0.10%
5,000 - 7,499
0.25%
0.25%
0.10%
0 - 4,999
0.15%
0.15%
0.10%

SENIOR Checking & SENIOR Savings Account Rates.

AVG. DAILY STEPS COMBO ACCNT. RATE SAVING ACCT. RATE CHECKING ACCT. RATE
10,000+
0.80%
0.70%
1.00%
7,500 - 9,999
0.60%
0.50%
1.00%
5,000 - 7,499
0.35%
0.35%
0.10%
0 - 4,999
0.25%
0.25%
0.10%
Ready. Set. Let’s Get Stepp’n.

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America’s Active Lifestyle Bank since 2019. 

Get FitnessBank Apps.

Download the FitnessBank Step Tracker app to start Making Every Step Count. 

Download the FitnessBank Mobile Banking app to manage your bank accounts.

Get Started.

To open your new checking or savings account in minutes, you will need your 

  • Driver’s License or Passport 
  • Social Security Number 
  • Current Bank Account & Routing Number

FitnessBank is a division of Affinity Bank. FitnessBank and Affinity Bank are the same entity for the purpose of calculating FDIC insurance limits and deposits. FitnessBank is not responsible for and has no control over the subject matter, content, information, or graphics of the websites that have links here. Please contact us with any concerns or comments.  ©2022-2023 All Rights Reserved.

As of &zwnj, the interest rate(s) and annual percentage yield(s) are accurate. Interest rates may change as often as daily without prior notice. Fees may reduce account earnings. Rates are valid for accounts opened online and require a valid email address.The interest rate on this account is based on the Average Daily Steps from the prior month. Rate updates for average daily steps from the prior month are reviewed no later than the second week of the following month. The initial APY will be current top tier until the rate adjustment date following first full month that the account has been opened. Rates are valid for accounts opened online and require a valid email address.