0.70% APY
0.70% INTEREST RATE
For Clients Earning Top-Tier Rates by Tracking
Average Daily Steps from Walking/Running/Cycling.
You Earn the Interest Rate by Tracking Your Steps on our Mobile App while Training, Running, and Walking.
Goals & Rates for Fitness Savings Accounts

0.7
0% APY
0.70% Interest Rate
12,500+ STEPS

0.5
0% APY
0.50% INTEREST RATE
10,000-12,499 STEPS

0.35
% APY
0.35% INTEREST RATE
7,500-9,999 STEPS

0.25% APY
0.25% Interest Rate
5,000-7,499 STEPS

0.15% APY
0.15% Interest Rate
0-4,999 STEPS
Senior Rates
Available to anyone who is at least 65 years of age and a US citizen.
- 10,000+ steps, 0.70% APY (0.70% Interest Rate)
- 7,500 to 9,999, 0.50% APY (0.50% Interest Rate)
- 5,000 to 7,499, 0.35% APY (0.35% Interest Rate)
- 0 to 4,999, 0.25% APY (0.25% Interest Rate)
Additional
Information
-
APY = Annual Percentage Yield
-
Interest rate for this account may change after the account is opened.
-
Interest Rates and Annual Percentage Yields are accurate as of 05/01/2022.
-
APY applies to entire balance. Rate tier is determined by the previous month’s daily average number of steps.
-
The minimum balance required to open this account is $100.00.
-
Fees may reduce account earnings.
Fitness Savings Account

- Available to anyone who is at least 18 years of age and a US citizen
- Account balances are capped at $250,000
- Incoming Wire Fee waived by FitnessBank
- $100 minimum opening deposit
- $10 maintenance fee, waived with $100 minimum average daily balance
- Interest earned on balances over $100
- A $10 excessive withdrawal charge will be assessed for each debit transaction
(withdrawal, automatic transfer or payment) in excess of the 6 permitted - Free online banking
- Free external account transfers
- Free eStatements
Select Step Goal & Rates on the App

After downloading the FitnessBank Step Tracker app and linking it with your Garmin, FitBit, Apple Health or Google Play; you can set your Step Goal based on our targets interest rate and physical fitness.This step will configure the app to notify you throughout each month as you Keep Stepp’n!

Have Questions? Need Help?
Check out our Frequently Asked Questions >>
Need help from our Customer Support Team? Contact Us >>