Step Up to FitnessBank.

Get 3.50% APY!

When You're Hitting the Rock Creek Trails, Earn the Highest Rate on Your New FitnessBank Savings Account by Tracking Your Steps for Running, Walking, Swimming, Cycling and Pushing a Wheelchair.

5.25% APY*


Earn the highest Annual Percentage Yield offered on a Fitness Savings account when your average daily step count hits 12,500.

5.00% APY*


The combination of both accounts (Fitness Checking + Fitness Savings) earns the highest rate on your savings account.

Finish the year financially fit and physically strong.

Earn a $50 Bonus Deposit use promo code:


Limited Time Offer. Current Enrollment Period ends December 31st, 2022.

Open a Fitness Savings Account.

Step. Track. And Earn. 3.50% APY and Get a $100 Bonus Deposit for Opening a Saving Account Today

At FitnessBank, we incentivize your physical fitness with financial strength. With a Fitness Savings account, you earn higher interest rates by tracking your activity steps.

Opening an account is as easy as 1, 2, 3. After applying for an account, download the step tracker mobile app and sync it with your current activity tracker (directly to Garmin and FitBit or indirectly through Apple Health and Google Fit).

Now, you’re ready to Get Stepp’n – whether it’s a walk around the National Mall with family and friends, a run on the Rock Creek trails, or walking your dog along the C&O Canal.

For the Free $100 Bonus Deposit when opening an account before December 31, 2022 use promo code : DC2022

For an Even Higher Rate, Double Down.

Earn 3.60% on Your Savings Account when You Open a Checking Account too.

5.25% APY
5.00% APY
6.00% APY

5.25% APY

10,000 - 12,499
3.25% APY
3.00% APY
6.00% APY

5.25% APY

7,500 - 9,999
1.00% APY
1.00% APY
0.10% APY
1.00% APY
5,000 - 7,499
0.75% APY
0.75% APY
0.10% APY
0.75% APY
0 - 4,999
0.50% APY
0.50% APY
0.10% APY
0.50% APY

Pick Your Sport. Pick Your Card.

Take advantage of open enrollment for our new Fitness Checking account with The 10K Card matching your favorite way to get your steps in each day. Choose from multiple sports: running, biking, swimming and triathlon.





For the Free $100 Bonus Deposit when opening an account before December 31, 2022 use promo code : DC2022

Fitness Checking Member-Athletes (account holders) are required to . . .

  • Maintain an Average of 10,000 Steps per Day (7,500 steps for those 65 and older)
  • Must have at least 10 PIN-based/signature-based debit card purchases per statement period
  • Be at Least 18 Years of Age
  • Open the Account with a Minimum $100 Deposit
  • $10 Maintenance Fee Waived with $10 Minimum Average Daily Balance
  • Valid for accounts opened online and require a valid email address
  • Only one account per primary account holder
  • Must open and use the FitnessBank Step Tracker during the month (see FitnessBank Step Tracker Requirements)
  • Receive e-Statements
FitnessBank Step Tracker Requirements Member-Athletes should Know . . .
  • Download the FitnessBank Step Tracker App and actively use the App to sync/submit step data to FitnessBank in order to achieve the applicable rates
  • At minimum, open the FitnessBank Step Tracker App between the first and the third of the following month to ensure that the daily step data is submitted accurately for the prior month
If Requirements Are Not Met, You Will Receive . . .
  • A 0.10% APY (Annual Percentage Yield) 

Other Important information . . .

  • Debit card transactions must post and settle to the account during each Statement Period and may take (1) or more business days from the date the transaction or activity occurred to post and settle to the account
  • Interest compounds daily and posts monthly
  • Accrual of Interest is Calculated by the Daily Balance Method which applies a daily periodic rate to the balance in the account each day
  • Accrual of Interest on Non-cash Deposits will begin to Accrue No Later than the Business Day FitnessBank Receives Credit for the Deposit of Non-Cash Items into Your Account (for example, checks)
  • The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by FitnessBank as ATM transactions

How It Works

Get Fit. Get Paid. Earn 3.50% APY and a $50 Bonus Deposit for Banking with FitnessBank.

Reserve an Account

Don’t Miss Out. Save Your Spot Today.

Be the first to open your account during the next enrollment period (a.k.a., during a different special offer). Sign up today, and you’ll be added to our wait-list. When the time is right, we’ll be here to help.

Be the First to Know when the Next Enrollment Offer Drops.

Contact a Banker

Online Banking Will Never Be the Same.

Have Questions? Our Member-Athlete Representatives are ready to answer your questions about our bank, your account, or our step tracker. We can help you every step of the way. Click the Contact A Banker button to get the conversation started. We look forward to stepping with you in the right direction.

FitnessBank - In Step with You.

We Treat You Like a Person, Not an Account Number. Connect with One of Our Member-Athlete Representatives Today.