1.25% APY


For Clients Earning Top-Tier Rates by Tracking
Average Daily Steps from Walking/Running/Cycling.

You Earn the Interest Rate by Tracking Your Steps on our Mobile App while Training, Running, and Walking.

Goals & Rates for Fitness Savings Accounts

1.25 % APY
1.25% Interest Rate

12,500+ STEPS

0.75 % APY

10,000-12,499 STEPS

0.5 0% APY

7,500-9,999 STEPS

0.35% APY

0.35% Interest Rate

5,000-7,499 STEPS

0.25% APY

0.25% Interest Rate

0-4,999 STEPS

Senior Rates

Available to anyone who is at least 65 years of age and a US citizen.
  • 10,000+ steps, 1.25% APY (0.70% Interest Rate)
  • 7,500 to 9,999, 0.75% APY (0.50% Interest Rate)
  • 5,000 to 7,499, 0.50% APY (0.35% Interest Rate)
  • 0 to 4,999, 0.35% APY     (0.25% Interest Rate)


  •  APY = Annual Percentage Yield
  • Interest rate for this account may change after the account is opened.
  • Interest Rates and Annual Percentage Yields are accurate as of 06/01/2022.
  • APY applies to entire balance. Rate tier is determined by the previous month’s daily average number of steps.
  • The minimum balance required to open this account is $100.00.
  • Fees may reduce account earnings.

Have Questions? Need Help?

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To open your new checking or savings account in minutes, you will need your 

  • Driver’s License or Passport 
  • Social Security Number 
  • Current Bank Account & Routing Number

FitnessBank is a division of Affinity Bank. FitnessBank and Affinity Bank are the same entity for the purpose of calculating FDIC insurance limits and deposits. FitnessBank is not responsible for and has no control over the subject matter, content, information, or graphics of the websites that have links here. Please contact us with any concerns or comments.  ©2022-2023 All Rights Reserved.

As of &zwnj, the interest rate(s) and annual percentage yield(s) are accurate. Interest rates may change as often as daily without prior notice. Fees may reduce account earnings. Rates are valid for accounts opened online and require a valid email address.The interest rate on this account is based on the Average Daily Steps from the prior month. Rate updates for average daily steps from the prior month are reviewed no later than the second week of the following month. The initial APY will be current top tier until the rate adjustment date following first full month that the account has been opened. Rates are valid for accounts opened online and require a valid email address.