• 1-855-GO FITBK
  • onlinesupport@fitnessbank.fit
  • MON--FRI 9:00 - 4:00 ET
  • Online Banking


EARN 2.60% APY

Open a Fitness Savings Account in less than 2 minutes!

Driver’s License
or Passport

Social Security

Bank Account
& Routing Number
OR Debit/Credit Card

Make Every Step Count

You're Already Active

FitnessBank wants you to Make Every Step Count and earn the highest interest rates on the planet. When you open a Fitness Savings Account with our lifestyle bank, you’ll earn interest just for reaching your fitness goals, for training smart. Compete with friends and push yourself to do more, all while saving for the future.

Step Goals & Rates

0% APY
2.57% APR

12,500+ STEPS

2.34 % APY
2.32% APR

10,000-12,499 STEPS

1.75 % APY
1.74% APR

7,500-9,999 STEPS

1.25 % APY
1.24% APR

5,000-7,499 STEPS

1 0% APY
0.50% APR

0-4,999 STEPS

Senior Rates

Available to anyone who is at least 65 years of age and a US citizen.
  • 10,000+ steps, 2.75% APY (2.72% APR)
  • 7,500 to 9,999, 2.50% APY (2.47% APR)
  • 5,000 to 7,499, 1.75% APY (1.74% APR)
  • 0,000 to 4,999, 1.25% APY (1.24% APR)

Yes! We're a Real Bank

We get the question, “Are you a real bank?” all the time because our story sounds too good to be true.

FitnessBank is a new online, lifestyle bank servicing clients across the United States. But we’re a bank with deep roots: FitnessBank is a division of Affinity Bank, which was established in 2002. For nearly two decades, we have served all types of small businesses and individuals with our full-slate of financial services.

A FDIC-Insured Member Bank

What It Means to Be FDIC-Insured

The Federal Deposit Insurance Corporation (FDIC) is an independent agency of the United States government that protects the funds depositors place in banks and savings associations. FDIC insurance is backed by the full faith and credit of the United States government. Since the FDIC was established in 1933, no depositor has lost a penny of FDIC-insured funds.

Our Story

Once Upon a Time There Was This Active Lifestyle Bank

We’re stepping in the right direction by revisiting the relationship between our bank and our customers. We are in this together. Your success becomes ours. Our investment accelerates your opportunities.

Learn More >>


How It Works

Download. Sync up. Step up.

Then, rack up a high interest rate on your Fitness Savings Account based on your active lifestyle.

Step. Track. And Earn.

Learn More >>


Our Story

FitnessBank strives to be America’s Leading Active Lifestyle Bank. We’re  revisiting the relationship with our customers. We are in this together. Your success becomes ours. Our investment accelerates your opportunities.

Meet Des

We’re proud to welcome Des Linden, the Boston Marathon Champion and two-time Olympian, to our team. She knows how to Keep Showing Up and now she knows how to Make Every Step Count.

Meet Des Linden >>

Meet Jeff

Jeff Galloway joins FitnessBank as a local hero, world famous coach and professional runner. He is often at the top of our leaderboard and we’re proud to have him encourage others to Get Fit. And Get Paid.

Meet Jeff Galloway >>



Feed your competitive side and top the Leaderboard to win prizes and awards.

See Leaderboard >>



Don’t hold back. Tell us how you Get Your Steps In? How do you GYSI UP?

We ask our customers, athletes and team members to share …  See More >>


Partner with us to host a public or private Step Challenge, branded specifically for your school, nonprofit or corporate well-being program.

Become a Partner >>


You can’t handle the truth!

Ok. Ok. Maybe you can.

Check out our Frequently Asked Questions >>

FitnessBank is a division of Newton Federal Bank. FitnessBank and Newton Federal Bank are the same entity for the purpose of calculating FDIC insurance limits and deposits. FitnessBank is not responsible for and has no control over the subject matter, content, information, or graphics of the websites that have links here. Please contact us with any concerns or comments.  ©2020 All Rights Reserved.

As of &zwnj, the interest rate(s) and annual percentage yield(s) are accurate. Interest rates may change as often as daily without prior notice. Fees may reduce account earnings. Rates are valid for accounts opened online and require a valid email address.The interest rate on this account is based on the Average Daily Steps from the prior month. Rate updates for average daily steps from the prior month are reviewed no later than the second Monday of the following month. The initial APY will be 2.20% until the rate adjustment date following first full month that the account has been opened. Rates are valid for accounts opened online and require a valid email address.